Sarah Catherine (SC) Gutierrez is the CEO of Aptus Financial and holds an MPP from Harvard University and the Certified Financial Planner® and Chartered Retirement Plans Specialist designations. Her firm serves as advisor to workplace retirement plans and provides flat fee financial planning services and guided DIY investing support for individual clients. She was named Investment News 2020 40 under 40 class of investment advisors and is author of But First, Save10: The One Simple Money Move That Will Change Your Life. SC writes a monthly financial column called Save Yourself for the Arkansas Democrat Gazette.